Free Tools · Updated for 2026 Rates
Military Disability Calculators
These free tools to help you understand what your PEB outcome is actually worth — before you sign anything. Everything runs in your browser; nothing you enter is sent anywhere.
38 C.F.R. § 4.25
VA Combined Rating Calculator
Compute your combined VA disability rating using the whole-person method — including the bilateral factor for paired disabilities, 2026 compensation tables, dependent adjustments, and TDIU.
Open calculator10 U.S.C. § 1413a
CRSC Calculator
Estimate your monthly tax-free Combat-Related Special Compensation — including the dependent adjustments and Chapter 61 longevity cap that most online calculators skip. Updated for 2026 VA rates.
Open calculator10 U.S.C. § 1212
Disability Severance Pay Calculator
Compute your lump-sum severance, federal tax withholding, and VA recoupment timeline — including the combat-zone exception and pre-2008 LDES rules that change the answer significantly.
Open calculator20% vs. 30% Rating Decision
Severance vs. Medical Retirement
Project both paths month by month with a cumulative chart and breakeven point. Models the VA offset and severance recoupment that make the naive comparison wrong — before counting TRICARE.
Open calculatorWhy these numbers matter
The difference between a 20% and a 30% DoD disability rating is not a rounding error. It is the difference between a one-time severance check and a lifetime of monthly retired pay, TRICARE healthcare coverage, Survivor Benefit Plan eligibility, and CRSC eligibility. For a service member in their 30s, that gap can easily represent $500,000 or more over a lifetime.
These calculators use the actual 2026 VA compensation tables and statutory formulas — not approximations — so you can see exactly what each outcome is worth before your rebuttal deadline passes.
They are provided free of charge as a public service to service members navigating the IDES and LDES process. They are estimates only and are not a substitute for legal advice.
Have questions about your specific situation?
Attorney Gately offers a free consultation to every service member who contacts his office. No obligation, no pressure — just a plain-language explanation of your options.
757-481-0772Schedule a Free Consultation